Busy, Yet Productive: $41,507.06 Paid, $43,801.01 Till Pay Off

It Feels Like Forever:

Hi everyone! This post feels long overdue. Work has been very busy and having things to do at work is job security. As stated in the last post, I’ve picked up another teaching job.

When I’m not advising students on career choices, I am grading, and replying to frantic emails at unholy hours in the morning. The emails and office visits from students energize me, so I’m happy to assist in any way possible.

In addition to job duties, I have made the decision to torture myself by returning to school. On top of this, my daughter is crawling now. While I’m studying, she gets into EVERYTHING; so it can be fun finding her, but scary when she hurts herself.

Student loan repayment hasn’t stopped. Check out the updated balances below.

Reminiscing On Love:

My wife and I just celebrated another year of marriage, pray with us for many more. As the years roll by, I realize the importance of not taking her for granted. We’ve been through so much in our little 6 years and can’t believe she has stuck with me this long. I’m awestruck when meeting couples who have been married for 20 years or longer. A long list of joys and sorrows are undoubtedly present when loving someone.

Love Isn’t Easy:

I remember fondly my first job out of college. The pay and benefits were great and the feeling of accomplishment swelled in me everywhere I went. Being recently married, next on the agenda were children and a house.

Then One Day…

I was given the ultimatum at my job, leave or be fired. Being young and dumb I quit voluntarily. Now thinking back on it, I would’ve allowed my employer to fire me, for unemployment benefits lol. Naively I thought having a college degree would exempt me from hardships.

I imagined my voicemail box full from employers offering even higher paying jobs than the one I left from. My next job wouldn’t be found until six months later, washing cars.

No Love Lost:

My wife loved me before I had the high dollar job and she loved me after it was gone. She remained consistent in her affection toward me, and for that I am thankful.

Student Loan Advice:

  1. Expect and plan for hardships along the journey- A friend once told not to worry. Citing a theologian he said, “Worry is interest paid on trouble before it comes due.” So it’s best to do what you can when you can, don’t fret.
  2. Believe-To do the seemingly impossible you must believe in the impossible. Someone had to eventually create the first plane, then came breaking the sound barrier, next was space flight.
  3. Stay Consistent-Learn as much as you can and learn to fail. When you fail, never give up because it is your “First Attempt In Learning”. Things take time to improve, with each payment there’s less interest and hopefully less principal owed.

Feel free to comment below and share your warm and fuzzy memories. The next post will be titled, “House Hunting”.

 

 

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